*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:#08090a;color:#f7f8f8;font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;font-feature-settings:"cv01","ss03";font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
ul{list-style:none}
::selection{background:rgba(94,106,210,.45)}
a:focus-visible,.btn:focus-visible{outline:2px solid #7170ff;outline-offset:2px;border-radius:6px}
.container{max-width:1140px;margin:0 auto;padding:0 24px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:'JetBrains Mono',ui-monospace,Menlo,monospace;font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:#7170ff;margin-bottom:16px}
.eyebrow::before{content:"";width:6px;height:6px;border-radius:50%;background:#7170ff}
h1{font-size:clamp(40px,5.6vw,64px);font-weight:510;line-height:1.04;letter-spacing:-1.4px}
h2{font-size:clamp(28px,4vw,42px);font-weight:510;line-height:1.08;letter-spacing:-1px;margin-top:12px}
h3{font-size:19px;font-weight:590;letter-spacing:-.24px}
.lead{font-size:18px;line-height:1.6;letter-spacing:-.165px;color:#8a8f98}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:6px;font-size:14px;font-weight:510;padding:10px 18px;border:1px solid transparent;cursor:pointer;transition:background .15s,border-color .15s,color .15s}
.btn-primary{background:#5e6ad2;color:#fff}
.btn-primary:hover{background:#828fff}
.btn-ghost{background:rgba(255,255,255,.02);border-color:rgba(255,255,255,.08);color:#e2e4e7}
.btn-ghost:hover{background:rgba(255,255,255,.05)}
.topbar{background:#151a20;color:#f7f5f1;font-size:12.5px;font-weight:510;border-bottom:1px solid rgba(255,255,255,.06)}
.topbar .container{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:36px}
.topbar span,.topbar a{opacity:.8}
.topbar a:hover{opacity:1}
.site-head{position:sticky;top:0;z-index:60;background:rgba(15,16,17,.88);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.05)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px;gap:24px}
.brand{display:flex;align-items:center;gap:10px;font-size:15px;font-weight:590;letter-spacing:-.14px}
.brand span{display:flex;flex-direction:column;line-height:1.2}
.brand small{font-size:10.5px;font-weight:510;color:#8a8f98;letter-spacing:0}
.navlinks{display:flex;gap:26px;font-size:13.5px;font-weight:510;color:#d0d6e0}
.navlinks a{transition:color .15s}
.navlinks a:hover,.navlinks a[aria-current="page"]{color:#f7f8f8}
.hero{position:relative;padding:84px 0 72px;overflow:hidden}
.hero::before{content:"";position:absolute;top:-160px;left:0;right:0;height:560px;background:radial-gradient(620px 320px at 28% 20%,rgba(94,106,210,.16),transparent 70%);pointer-events:none}
.hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}
.hero .lead{margin:18px 0 28px;max-width:52ch}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.hero-note{margin-top:16px;font-size:13px;color:#62666d}
.hero-note a{color:#7170ff}
.hero-note a:hover{color:#828fff}
.hero-media{background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:10px}
.hero-cap{display:flex;justify-content:space-between;align-items:center;padding:12px 6px 2px;font-size:12px;color:#8a8f98}
.tag{display:inline-flex;align-items:center;font-size:10px;font-weight:510;padding:2px 8px;border-radius:2px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.05);color:#f7f8f8}
.stats{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.05);border-radius:12px;overflow:hidden;margin-top:64px}
.stat{background:#0f1011;padding:22px 24px}
.stat strong{display:block;font-size:26px;font-weight:510;letter-spacing:-.5px;margin-bottom:4px}
.stat span{font-size:12.5px;color:#8a8f98}
.section{padding:84px 0}
.section-head{max-width:660px;margin-bottom:44px}
.section-head .lead{margin-top:14px}
.alt{background:#0f1011;border-top:1px solid rgba(255,255,255,.05);border-bottom:1px solid rgba(255,255,255,.05)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{display:flex;flex-direction:column;background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:10px;transition:background .2s,border-color .2s,transform .2s}
.card:hover{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.14);transform:translateY(-2px)}
.card-body{display:flex;flex-direction:column;flex:1;padding:14px 8px 8px}
.card-body p{font-size:14.5px;line-height:1.6;letter-spacing:-.11px;color:#8a8f98;margin:8px 0 16px}
.more{margin-top:auto;font-size:13.5px;font-weight:510;color:#7170ff}
.card:hover .more,.more:hover{color:#828fff}
.why{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.why ul{margin:24px 0 28px;display:grid;gap:14px}
.why li{display:flex;gap:12px;font-size:15px;line-height:1.55;letter-spacing:-.165px;color:#d0d6e0}
.why li svg{flex:none;margin-top:2px}
.why li strong{color:#f7f8f8;font-weight:510}
.areas{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:36px}
.areas .lead{font-size:15.5px;margin-top:14px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.pill{display:inline-flex;padding:4px 12px;border-radius:9999px;border:1px solid #23252a;font-size:12px;font-weight:510;color:#d0d6e0}
.areas-side .more{display:inline-block;margin-top:18px}
.cta{position:relative;text-align:center;padding:96px 0;overflow:hidden}
.cta::before{content:"";position:absolute;top:-120px;left:50%;transform:translateX(-50%);width:640px;height:420px;background:radial-gradient(closest-side,rgba(94,106,210,.18),transparent);pointer-events:none}
.cta .container{position:relative}
.cta .eyebrow{justify-content:center}
.cta .lead{max-width:56ch;margin:14px auto 28px}
.cta-actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.cta .hero-note{margin-top:18px}
footer.site{background:#151a20;color:#f7f5f1;border-top:1px solid rgba(255,255,255,.06);font-size:13.5px}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.2fr;gap:40px;padding:56px 0 40px}
footer.site h4{font-size:11.5px;font-weight:590;letter-spacing:.07em;text-transform:uppercase;opacity:.6;margin-bottom:14px}
footer.site a{opacity:.75;transition:opacity .15s}
footer.site a:hover{opacity:1}
footer.site li{margin-bottom:10px}
.f-blurb{opacity:.7;line-height:1.6;margin-top:14px;max-width:36ch}
.foot-bottom{border-top:1px solid rgba(255,255,255,.08);padding:18px 0;font-size:12.5px;opacity:.7}
.foot-bottom .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}
@media(max-width:960px){.hero-grid{grid-template-columns:1fr;gap:32px}.stats{grid-template-columns:repeat(2,1fr)}.cards{grid-template-columns:1fr}.why{grid-template-columns:1fr;gap:32px}.areas{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr 1fr;gap:32px}}
@media(max-width:860px){.navlinks{display:none}}
@media(max-width:560px){.tb-left{display:none}.foot-grid{grid-template-columns:1fr}.stat{padding:16px 18px}.section{padding:56px 0}.hero{padding:56px 0}}

.abn-card{background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:24px}
.abn-table{width:100%;border-collapse:collapse}
.abn-table td,.abn-table th{padding:12px;text-align:left;border-bottom:1px solid rgba(255,255,255,.05)}
.abn-table th{font-weight:590;color:#d0d6e0}
.about-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:40px;align-items:center}
.about-media img,.about-text{background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:24px}
.area-list li{margin-bottom:8px;font-size:14px;color:#8a8f98;padding-left:20px;position:relative}
.area-list li::before{content:"";position:absolute;left:0;top:8px;width:6px;height:6px;border-radius:50%;background:#7170ff}
.btn-large{padding:14px 24px;font-size:16px}
.btn-nav{background:transparent;color:#d0d6e0;border:1px solid rgba(255,255,255,.08);padding:8px 16px;border-radius:6px;font-size:13.5px;font-weight:510}
.btn-nav:hover{background:rgba(255,255,255,.04)}
.btn-outline{background:transparent;border-color:rgba(255,255,255,.08);color:#e2e4e7}
.btn-outline:hover{background:rgba(255,255,255,.04)}
.btn-secondary{background:#1e2023;color:#f7f8f8;border-color:rgba(255,255,255,.08)}
.btn-secondary:hover{background:#2c2f33}
.checkbox-label{display:flex;align-items:center;gap:8px;cursor:pointer}
.cta-band{background:#151a20;padding:40px 0}
.cta-buttons{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.cta-section{text-align:center;padding:64px 0}
.footer-abn{background:#151a20;padding:40px 0}
.footer-bottom{padding:24px 0;border-top:1px solid rgba(255,255,255,.05)}
.footer-brand{font-size:20px;font-weight:590;letter-spacing:-.2px}
.footer-col{margin-bottom:24px}
.footer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.footer-heading{font-size:16px;font-weight:590;letter-spacing:-.2px;margin-bottom:16px;color:#fff}
.footer-inner{max-width:1140px;margin:0 auto;padding:0 24px}
.footer-legal{font-size:12px;color:#8a8f98}
.footer-links li{margin-bottom:8px}
.footer-links a{font-size:14px;color:#d0d6e0;transition:color .15s}
.footer-links a:hover{color:#f7f8f8}
.form-note{font-size:12px;color:#8a8f98;margin-top:8px}
.grid{display:grid;gap:24px}
.header-inner{max-width:1140px;margin:0 auto;padding:0 24px}
.lede{font-size:18px;line-height:1.6;letter-spacing:-.165px;color:#8a8f98;margin-bottom:24px}
.main-nav{display:flex;align-items:center;justify-content:space-between;height:64px;gap:24px}
.nav-cta{margin-left:auto}
.nav-inner{max-width:1140px;margin:0 auto;padding:0 24px}
.nav-list{display:flex;gap:26px;font-size:13.5px;font-weight:510;color:#d0d6e0}
.nav-list a{transition:color .15s}
.nav-list a:hover,.nav-list a[aria-current="page"]{color:#f7f8f8}
.page-hero{position:relative;padding:84px 0 72px;overflow:hidden}
.page-intro{padding:40px 0;text-align:center}
.page-intro .lead{max-width:660px;margin:14px auto 0}
.panel-card{background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:24px;margin-bottom:24px}
.process-step{display:flex;align-items:center;gap:16px;margin-bottom:24px}
.process-steps{margin-top:32px}
.quote-form,.quote-form-section{padding:40px 0}
.quote-intro{padding:40px 0;text-align:center}
.quote-intro-image img{max-width:400px;margin:0 auto 24px;display:block}
.quote-intro-text .lead{max-width:660px;margin:14px auto 0}
.quote-other{margin-top:24px;font-size:13px;color:#8a8f98}
.quote-steps .process-step{background:#0f1011;padding:16px;border-radius:8px}
.reasons{margin-top:44px}
.reasons-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.section-alt{background:#0f1011;border-top:1px solid rgba(255,255,255,.05);border-bottom:1px solid rgba(255,255,255,.05);padding:84px 0}
.side-panel{background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:24px}
.site-footer{background:#151a20;color:#d0d6e0;padding:64px 0}
.site-header{position:sticky;top:0;z-index:60;background:rgba(15,16,17,.88);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.05)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.step-number{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;background:#7170ff;color:#fff;font-size:13px;font-weight:590;margin-right:8px}
.terms-body{font-size:14px;line-height:1.6;color:#8a8f98;margin-top:24px}
.topbar-inner{max-width:1140px;margin:0 auto;padding:0 24px}
.topbar-link{opacity:.8}
.topbar-link:hover{opacity:1}
.topbar-text{opacity:.8}
.value-card{background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:24px}
.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}

@media (max-width: 991px){.hero-grid{grid-template-columns:1fr}
.stats{grid-template-columns:repeat(2,1fr)}
.cards{grid-template-columns:repeat(2,1fr)}
.about-grid{grid-template-columns:1fr}
.footer-grid{grid-template-columns:repeat(2,1fr)}
.reasons-grid{grid-template-columns:1fr}
.values-grid{grid-template-columns:1fr}}
@media (max-width: 767px){.topbar .container{flex-direction:column;justify-content:center;gap:8px;min-height:auto;padding:12px 0}
.topbar span,.topbar a{text-align:center}
.nav{height:56px}
.brand{font-size:14px}
.navlinks{display:none}
.hero{padding:48px 0 36px}
.hero-grid{gap:32px}
.hero .lead{font-size:16px;max-width:none}
.hero-actions{justify-content:center}
.stats{grid-template-columns:1fr;margin-top:40px}
.section{padding:56px 0}
.section-head{margin-bottom:32px}
.cards{grid-template-columns:1fr}
.card:hover{transform:none}
.footer-grid{grid-template-columns:1fr}}
@media (max-width: 575px){h1{font-size:clamp(32px,8vw,48px)}
h2{font-size:clamp(24px,6vw,32px)}
.eyebrow{font-size:10px;margin-bottom:12px}
.eyebrow::before{width:5px;height:5px}
.btn{padding:8px 16px;font-size:13px}
.btn-large{padding:12px 20px;font-size:15px}
.hero{padding:36px 0 24px}
.hero-grid{grid-template-columns:1fr}
.hero .lead{font-size:15px;margin:14px 0 20px}
.hero-actions{flex-direction:column;gap:10px;width:100%;align-items:stretch}
.hero-actions .btn{width:100%}
.stat strong{font-size:22px}
.stat span{font-size:11px}
.section{padding:40px 0}
.section-head{margin-bottom:24px}
.section-head .lead{font-size:16px}
.card-body p{font-size:13.5px}
.footer-brand{font-size:18px}
.footer-heading{font-size:15px}
.footer-links a{font-size:13px}
.footer-legal{font-size:11px}}
/* qa auto-patch */
.site-nav{}